Insurance tips for getting the best policy and prices
You can check if your car is insured HERE by checking the Motor Insurance database
The DVLA has a page dedicated to vehicle checks
The latest AA stats show car insurance up 15% in 2011, a mammoth 50% hike over the last two years.with young drivers hit especially hard, many being charged £1,000s. To really gear up the savings, we've updated our system with tips, new detailed comparison site rank & more, see updated Cheap Car Insurance & Young Drivers' Insurance guides...
Start by combining the comparison sites. Never use just one, as they all search different insurers. New system samples to find what's likely to be cheapest.
Aged 17-24: Combine Confused.com* & MoneySup* for 72% chance of cheapest.
Other drivers: Combine Gocompare* & Confused* for 70% chance of cheapest.
With both, then add: Big players Direct Line* and Aviva* which comparison sites miss
- "Most places were around £4,000 for my 17-year-old son... but he got it eventually for £1,860". The following quick tips should help, but it's always a case of trial and error...
- Take a PassPlus course, this can reduce a premium by taking further training showing more responsibility
- Add older 2nd driver, even if they'll rarely drive. Putting a 40-yr-old on 18yr-old's £3,600 quote cut it by £1,000.
- NEVER 'front', ie, falsely put someone as main driver (eg, parents on kid's car). It's fraud and invalidates cover.
- Try multi-car policies eg, Admiral's*. one customer saved £4,600 by shifting three cars, incl a teenager's.
- Try pay-when-you-drive tracking devices like iKube* and Coverbox* which are good if you don't drive at night.
- Try pay-how-you-drive versions like Co-op's*, useful for young drivers not from the Schumacher family.
These are just the tip of the iceberg. For more help, including how to get maximum cashback, see the Updated Guides from Martin's Moneysaving tips: Young Drivers' Car Insurance and Cheap Car Insurance.
Watch out for "too good to be true deals" as there was a recent young driver insurance scam uncovered.
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